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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,227 | $115,917+83.1% | $100,535+111.1% | $158,982+33.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 42.35% | 34.80%+7.5pp | 30.90%+11.5pp | 302.99%-260.6pp |
| Employer contribution / active EE | $664 | $4,105-83.8% | $3,419-80.6% | $4,763-86.1% |
| Participant deferral / active EE | $3,055 | $6,677-54.2% | $6,271-51.3% | $5,983-48.9% |
| Admin fee / account holder | $395 | $11,002-96.4% | $8,085-95.1% | $11,252-96.5% |