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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,403 | $93,589-65.4% | $135,942-76.2% | $75,181-56.9% |
| Participation rate | 93.6% | 75.2%+18.4pp | 81.9%+11.7pp | 67.2%+26.4pp |
| Annual return | 13.02% | 30.90%-17.9pp | 68.28%-55.3pp | 160.69%-147.7pp |
| Employer contribution / active EE | $2,595 | $3,537-26.7% | $4,858-46.6% | $2,671-2.8% |
| Participant deferral / active EE | $3,420 | $6,405-46.6% | $7,759-55.9% | $4,126-17.1% |
| Admin fee / account holder | $2,168 | $6,977-68.9% | $10,764-79.9% | $5,650-61.6% |