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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,249 | $78,672-18.3% | $109,163-41.1% | $85,856-25.2% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 12.63% | 25.09%-12.5pp | 25.75%-13.1pp | 318.58%-306.0pp |
| Employer contribution / active EE | $5,823 | $2,734+113.0% | $3,723+56.4% | $2,565+127.0% |
| Participant deferral / active EE | $2,794 | $3,467-19.4% | $4,654-40.0% | $3,952-29.3% |
| Admin fee / account holder | $1,652 | $5,470-69.8% | $6,754-75.5% | $6,261-73.6% |