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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,714 | $92,219+19.0% | $76,768+42.9% | $135,379-19.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -2.84% | 5.46%-8.3pp | 2.43%-5.3pp | 519.79%-522.6pp |
| Employer contribution / active EE | $8,316 | $3,216+158.6% | $2,485+234.6% | $4,779+74.0% |
| Participant deferral / active EE | $7,620 | $4,508+69.0% | $3,852+97.8% | $5,609+35.9% |
| Admin fee / account holder | $468 | $10,749-95.6% | $6,675-93.0% | $10,828-95.7% |