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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,795 | $98,240+0.6% | $82,312+20.0% | $147,586-33.1% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 11.32% | 30.85%-19.5pp | 25.88%-14.6pp | 578.59%-567.3pp |
| Employer contribution / active EE | $7,350 | $3,192+130.3% | $2,428+202.7% | $4,876+50.7% |
| Participant deferral / active EE | $7,599 | $4,383+73.4% | $3,706+105.0% | $5,439+39.7% |
| Admin fee / account holder | $19,456 | $8,563+127.2% | $5,608+246.9% | $10,886+78.7% |