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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,039 | $167,362-91.0% | $143,799-89.5% | $134,532-88.8% |
| Participation rate | 95.2% | 84.8%+10.4pp | 80.3%+14.9pp | 81.2%+14.0pp |
| Annual return | -20.40% | 0.47%-20.9pp | -0.04%-20.4pp | 418.27%-438.7pp |
| Employer contribution / active EE | $2,367 | $5,620-57.9% | $4,952-52.2% | $4,741-50.1% |
| Participant deferral / active EE | $7,477 | $6,447+16.0% | $5,638+32.6% | $6,401+16.8% |
| Admin fee / account holder | $427 | $18,094-97.6% | $14,677-97.1% | $11,429-96.3% |