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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,175 | $77,908+254.5% | $149,696+84.5% | $75,173+267.4% |
| Participation rate | 98.6% | 65.6%+33.0pp | 78.8%+19.8pp | 67.2%+31.4pp |
| Annual return | 14.95% | 31.73%-16.8pp | 134.46%-119.5pp | 160.72%-145.8pp |
| Employer contribution / active EE | $9,662 | $3,138+207.9% | $4,821+100.4% | $2,671+261.7% |
| Participant deferral / active EE | $9,235 | $3,411+170.7% | $5,682+62.5% | $4,126+123.8% |
| Admin fee / account holder | $12,484 | $5,950+109.8% | $13,212-5.5% | $5,651+120.9% |