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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,418 | $73,863+248.5% | $143,797+79.0% | $68,490+275.8% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -15.48% | 0.91%-16.4pp | -0.04%-15.4pp | -7.85%-7.6pp |
| Employer contribution / active EE | $4,955 | $3,185+55.6% | $4,952+0.1% | $2,597+90.8% |
| Participant deferral / active EE | $9,662 | $3,385+185.5% | $5,638+71.4% | $4,028+139.9% |
| Admin fee / account holder | $17,987 | $5,756+212.5% | $14,679+22.5% | $5,403+232.9% |