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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,292 | $124,346+44.2% | $111,308+61.1% | $167,536+7.0% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 16.06% | 37.45%-21.4pp | 54.67%-38.6pp | 478.82%-462.8pp |
| Employer contribution / active EE | $2,188 | $3,437-36.4% | $2,732-19.9% | $4,839-54.8% |
| Participant deferral / active EE | $5,326 | $5,182+2.8% | $4,487+18.7% | $6,342-16.0% |
| Admin fee / account holder | $1,938 | $10,621-81.8% | $7,965-75.7% | $12,315-84.3% |