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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,958 | $77,574-24.0% | $108,753-45.8% | $86,983-32.2% |
| Participation rate | 80.0% | 62.3%+17.7pp | 71.1%+8.9pp | 69.5%+10.5pp |
| Annual return | 11.12% | 18.42%-7.3pp | 37.47%-26.3pp | 25.83%-14.7pp |
| Employer contribution / active EE | $4,861 | $1,611+201.8% | $2,427+100.3% | $2,584+88.1% |
| Participant deferral / active EE | $4,409 | $3,128+40.9% | $4,115+7.1% | $4,194+5.1% |
| Admin fee / account holder | $22,904 | $6,529+250.8% | $10,320+121.9% | $7,856+191.6% |