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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,105 | $58,493-9.2% | $84,023-36.8% | $72,976-27.2% |
| Participation rate | 90.0% | 61.2%+28.8pp | 69.0%+21.0pp | 69.5%+20.5pp |
| Annual return | 20.63% | 28.93%-8.3pp | 71.32%-50.7pp | 81.02%-60.4pp |
| Employer contribution / active EE | $1,530 | $1,163+31.5% | $1,984-22.9% | $2,440-37.3% |
| Participant deferral / active EE | $3,204 | $2,394+33.8% | $3,239-1.1% | $3,608-11.2% |
| Admin fee / account holder | $766 | $4,569-83.2% | $6,102-87.5% | $5,124-85.1% |