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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,958 | $73,787-20.1% | $98,716-40.3% | $82,448-28.5% |
| Participation rate | 80.0% | 61.4%+18.6pp | 69.3%+10.7pp | 68.1%+11.9pp |
| Annual return | 11.12% | 18.57%-7.4pp | 31.81%-20.7pp | 41.64%-30.5pp |
| Employer contribution / active EE | $4,861 | $1,511+221.7% | $2,279+113.3% | $2,551+90.6% |
| Participant deferral / active EE | $4,409 | $3,081+43.1% | $4,048+8.9% | $4,139+6.5% |
| Admin fee / account holder | $22,904 | $6,500+252.4% | $8,703+163.2% | $7,234+216.6% |