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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,958 | $76,834-23.3% | $108,359-45.6% | $87,485-32.6% |
| Participation rate | 80.0% | 61.7%+18.3pp | 70.1%+9.9pp | 68.9%+11.1pp |
| Annual return | 11.12% | 19.09%-8.0pp | 36.89%-25.8pp | 26.06%-14.9pp |
| Employer contribution / active EE | $4,861 | $1,556+212.3% | $2,399+102.6% | $2,596+87.2% |
| Participant deferral / active EE | $4,409 | $3,100+42.2% | $4,137+6.6% | $4,274+3.2% |
| Admin fee / account holder | $22,904 | $6,537+250.4% | $9,741+135.1% | $7,775+194.6% |