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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,874 | $66,402-88.1% | $109,907-92.8% | $85,847-90.8% |
| Participation rate | 93.3% | 63.9%+29.5pp | 74.2%+19.1pp | 69.3%+24.0pp |
| Annual return | 32.06% | 19.59%+12.5pp | 29.46%+2.6pp | 318.61%-286.5pp |
| Employer contribution / active EE | $922 | $1,687-45.3% | $2,844-67.6% | $2,565-64.1% |
| Participant deferral / active EE | $2,019 | $2,842-29.0% | $4,047-50.1% | $3,952-48.9% |
| Admin fee / account holder | $819 | $4,557-82.0% | $6,069-86.5% | $6,261-86.9% |