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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,219 | $63,861-93.4% | $104,639-96.0% | $79,856-94.7% |
| Participation rate | 84.4% | 64.9%+19.5pp | 74.1%+10.3pp | 69.6%+14.7pp |
| Annual return | 51.85% | 21.30%+30.5pp | 340.67%-288.8pp | 31.71%+20.1pp |
| Employer contribution / active EE | $739 | $1,588-53.5% | $2,682-72.4% | $2,471-70.1% |
| Participant deferral / active EE | $1,408 | $2,693-47.7% | $3,738-62.3% | $3,741-62.4% |
| Admin fee / account holder | $379 | $4,185-90.9% | $6,465-94.1% | $5,306-92.8% |