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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,000 | $63,703-63.9% | $93,063-75.3% | $82,448-72.1% |
| Participation rate | 59.1% | 63.8%-4.7pp | 72.1%-13.0pp | 68.1%-9.0pp |
| Annual return | 16.58% | -775.43%+792.0pp | 34.15%-17.6pp | 41.64%-25.1pp |
| Employer contribution / active EE | $732 | $1,729-57.7% | $2,476-70.5% | $2,551-71.3% |
| Participant deferral / active EE | $1,342 | $2,919-54.0% | $3,958-66.1% | $4,139-67.6% |
| Admin fee / account holder | $1,522 | $5,982-74.5% | $6,033-74.8% | $7,234-79.0% |