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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,211 | $61,815-70.5% | $97,295-81.3% | $80,959-77.5% |
| Participation rate | 69.2% | 63.5%+5.8pp | 72.7%-3.4pp | 67.7%+1.6pp |
| Annual return | 14.61% | -558.73%+573.3pp | 75.62%-61.0pp | 35.67%-21.1pp |
| Employer contribution / active EE | $802 | $1,836-56.3% | $2,723-70.5% | $2,757-70.9% |
| Participant deferral / active EE | $1,433 | $3,027-52.7% | $4,264-66.4% | $4,300-66.7% |
| Admin fee / account holder | $1,462 | $5,166-71.7% | $5,646-74.1% | $6,925-78.9% |