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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,595 | $87,546-69.6% | $75,784-64.9% | $125,389-78.8% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -0.61% | 13.49%-14.1pp | 9.68%-10.3pp | 282.24%-282.9pp |
| Employer contribution / active EE | $815 | $3,930-79.3% | $3,323-75.5% | $4,866-83.3% |
| Participant deferral / active EE | $883 | $4,230-79.1% | $3,652-75.8% | $5,352-83.5% |
| Admin fee / account holder | $2,719 | $6,503-58.2% | $5,300-48.7% | $9,541-71.5% |