Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $16,559 |
CHARLES SCHWAB & CO., INC.2 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,687 | $42,548-49.0% | $74,549-70.9% | $56,287-61.5% |
| Participation rate | 63.4% | 60.5%+2.9pp | 69.1%-5.7pp | 69.9%-6.4pp |
| Annual return | -3.12% | 12.40%-15.5pp | 32.53%-35.7pp | -9.96%+6.8pp |
| Employer contribution / active EE | $252 | $855-70.5% | $1,961-87.1% | $2,111-88.1% |
| Participant deferral / active EE | $1,115 | $2,277-51.0% | $3,108-64.1% | $3,350-66.7% |
| Admin fee / account holder | $84 | $467-82.1% | $5,059-98.3% | $521-83.9% |