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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,712 | $81,276-68.4% | $155,574-83.5% | $80,925-68.2% |
| Participation rate | 67.6% | 66.2%+1.3pp | 78.2%-10.6pp | 67.7%-0.1pp |
| Annual return | 19.30% | 33.36%-14.1pp | 64.87%-45.6pp | 35.65%-16.3pp |
| Employer contribution / active EE | $2,069 | $3,103-33.3% | $4,676-55.7% | $2,756-24.9% |
| Participant deferral / active EE | $3,298 | $3,453-4.5% | $5,629-41.4% | $4,299-23.3% |
| Admin fee / account holder | $1,223 | $7,993-84.7% | $15,914-92.3% | $6,940-82.4% |