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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,180 | $91,198-80.1% | $178,503-89.8% | $79,856-77.2% |
| Participation rate | 60.3% | 69.2%-8.9pp | 81.9%-21.6pp | 69.6%-9.3pp |
| Annual return | 10.37% | 24.20%-13.8pp | 151.12%-140.7pp | 31.71%-21.3pp |
| Employer contribution / active EE | $631 | $3,257-80.6% | $5,011-87.4% | $2,471-74.5% |
| Participant deferral / active EE | $2,906 | $3,237-10.2% | $5,202-44.1% | $3,741-22.3% |
| Admin fee / account holder | $3,922 | $6,748-41.9% | $13,987-72.0% | $5,306-26.1% |