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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,602 | $102,635-47.8% | $86,209-37.8% | $139,456-61.6% |
| Participation rate | 55.6% | 74.5%-18.9pp | 69.0%-13.4pp | 80.3%-24.8pp |
| Annual return | 18.23% | 1923.53%-1905.3pp | 1169.05%-1150.8pp | 373.45%-355.2pp |
| Employer contribution / active EE | $1,335 | $3,034-56.0% | $2,381-43.9% | $4,753-71.9% |
| Participant deferral / active EE | $2,350 | $4,677-49.7% | $3,986-41.0% | $6,711-65.0% |
| Admin fee / account holder | $19 | $8,661-99.8% | $6,853-99.7% | $11,407-99.8% |