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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,873 | $111,787+55.5% | $93,681+85.6% | $145,978+19.1% |
| Participation rate | 86.7% | 74.2%+12.4pp | 68.7%+17.9pp | 80.3%+6.4pp |
| Annual return | 7.59% | 203.52%-195.9pp | 133.47%-125.9pp | 550.52%-542.9pp |
| Employer contribution / active EE | $9,507 | $3,093+207.3% | $2,422+292.5% | $4,662+103.9% |
| Participant deferral / active EE | $5,924 | $4,918+20.5% | $4,415+34.2% | $6,690-11.4% |
| Admin fee / account holder | $410 | $10,256-96.0% | $8,290-95.0% | $13,400-96.9% |