Retirement plan

RICHARD P. WALTZ PLUMBING & HEATING 401(K) PLAN

Name: RICHARD P. WALTZ PLUMBING & HEATING CO., INC. - RICHARD P. WALTZ PLUMBING & HEATING 401(K) PLAN (2015) Form 5500
Creator: RICHARD P. WALTZ PLUMBING & HEATING CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RICHARD P. WALTZ PLUMBING & HEATING 401(K) PLAN, RICHARD P. WALTZ PLUMBING & HEATING CO., INC.

RICHARD P. WALTZ PLUMBING & HEATING CO., INC.EIN 01-0318544Plan #001PY 2015

179 PRESUMPSCOT STREET - PORTLAND, ME 04103207-772-2801richardpwaltz.comLinkedIn1-10 employees

Prospect flagsLow assets / participant

How to read this page

Total assets (EOY)

$246K

No prior year

Total participants

No prior year

Average account balance

$12,929

No prior year

Annual return

-1.60%

No prior year

Benchmarks

See 30,162 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort30,162 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.50M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$68K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

169.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$143K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.87%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2087

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2J3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$3K

$176 / participant

Other / not subdivided$3K100.0%

% of EOY assets

1.364%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$12,929

$87,546-85.2%

$75,784-82.9%

$125,389-89.7%

Participation rate

84.2%

80.2%+4.0pp

75.8%+8.4pp

83.2%+1.0pp

Annual return

-1.60%

13.49%-15.1pp

9.68%-11.3pp

282.24%-283.8pp

Employer contribution / active EE

$2,090

$3,930-46.8%

$3,323-37.1%

$4,866-57.0%

Participant deferral / active EE

$3,436

$4,230-18.8%

$3,652-5.9%

$5,352-35.8%

Admin fee / account holder

$176

$6,503-97.3%

$5,300-96.7%

$9,541-98.2%

RICHARD P. WALTZ PLUMBING & HEATING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RICHARD P. WALTZ PLUMBING & HEATING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion