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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,580 | $55,889+3.0% | $76,119-24.4% | $80,935-28.9% |
| Participation rate | 67.1% | 62.1%+5.1pp | 69.1%-1.9pp | 67.7%-0.5pp |
| Annual return | 12.43% | 20.58%-8.2pp | 361.25%-348.8pp | 35.66%-23.2pp |
| Employer contribution / active EE | $440 | $1,866-76.4% | $2,693-83.7% | $2,757-84.0% |
| Participant deferral / active EE | $4,191 | $3,051+37.4% | $4,259-1.6% | $4,299-2.5% |
| Admin fee / account holder | $1,434 | $5,241-72.6% | $6,421-77.7% | $6,924-79.3% |