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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,623 | $51,207+2.8% | $70,565-25.4% | $75,177-30.0% |
| Participation rate | 62.9% | 61.0%+1.9pp | 68.4%-5.5pp | 67.2%-4.3pp |
| Annual return | 14.76% | 30.05%-15.3pp | 32.79%-18.0pp | 160.75%-146.0pp |
| Employer contribution / active EE | $377 | $1,826-79.3% | $2,976-87.3% | $2,671-85.9% |
| Participant deferral / active EE | $3,714 | $2,850+30.3% | $4,568-18.7% | $4,126-10.0% |
| Admin fee / account holder | $3,559 | $4,097-13.1% | $6,430-44.6% | $5,651-37.0% |