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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,110 | $101,950-51.8% | $125,529-60.9% | $86,983-43.5% |
| Participation rate | 94.7% | 70.2%+24.6pp | 74.7%+20.0pp | 69.5%+25.2pp |
| Annual return | 12.46% | 18.29%-5.8pp | 202.56%-190.1pp | 25.83%-13.4pp |
| Employer contribution / active EE | $271 | $2,358-88.5% | $3,058-91.1% | $2,584-89.5% |
| Participant deferral / active EE | $2,307 | $3,862-40.3% | $4,813-52.1% | $4,194-45.0% |
| Admin fee / account holder | $12,891 | $12,791+0.8% | $16,298-20.9% | $7,856+64.1% |