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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,054 | $81,208+8.4% | $98,920-11.0% | $79,856+10.3% |
| Participation rate | 91.3% | 72.5%+18.8pp | 76.0%+15.3pp | 69.6%+21.7pp |
| Annual return | 7.49% | 60.99%-53.5pp | 196.47%-189.0pp | 31.71%-24.2pp |
| Employer contribution / active EE | $0 | $1,960-100.0% | $2,689-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,636 | $3,265-49.9% | $4,245-61.5% | $3,741-56.3% |
| Admin fee / account holder | $35,891 | $6,013+496.9% | $6,643+440.3% | $5,306+576.4% |