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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,110 | $97,648-49.7% | $121,663-59.6% | $87,485-43.9% |
| Participation rate | 94.7% | 70.5%+24.3pp | 74.5%+20.2pp | 68.9%+25.8pp |
| Annual return | 12.46% | 18.03%-5.6pp | 147.54%-135.1pp | 26.06%-13.6pp |
| Employer contribution / active EE | $271 | $2,300-88.2% | $3,020-91.0% | $2,596-89.5% |
| Participant deferral / active EE | $2,307 | $3,923-41.2% | $4,887-52.8% | $4,274-46.0% |
| Admin fee / account holder | $12,891 | $11,100+16.1% | $14,289-9.8% | $7,775+65.8% |