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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,110 | $109,620-55.2% | $148,496-66.9% | $94,015-47.8% |
| Participation rate | 94.7% | 71.3%+23.5pp | 76.0%+18.7pp | 70.8%+23.9pp |
| Annual return | 12.46% | 17.54%-5.1pp | 12.33%+0.1pp | 17.84%-5.4pp |
| Employer contribution / active EE | $271 | $2,618-89.6% | $3,497-92.2% | $2,790-90.3% |
| Participant deferral / active EE | $2,307 | $3,831-39.8% | $4,808-52.0% | $4,249-45.7% |
| Admin fee / account holder | $12,891 | $10,050+28.3% | $19,547-34.1% | $8,951+44.0% |