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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,110 | $94,031-47.8% | $115,768-57.6% | $82,448-40.4% |
| Participation rate | 94.7% | 70.4%+24.3pp | 74.4%+20.3pp | 68.1%+26.7pp |
| Annual return | 12.46% | 20.61%-8.2pp | 100.46%-88.0pp | 41.64%-29.2pp |
| Employer contribution / active EE | $271 | $2,323-88.3% | $2,940-90.8% | $2,551-89.4% |
| Participant deferral / active EE | $2,307 | $3,972-41.9% | $4,917-53.1% | $4,139-44.3% |
| Admin fee / account holder | $12,891 | $10,249+25.8% | $12,439+3.6% | $7,234+78.2% |