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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,694 | $71,523+21.2% | $98,461-12.0% | $71,511+21.2% |
| Participation rate | 77.2% | 72.7%+4.5pp | 75.2%+2.1pp | 67.9%+9.3pp |
| Annual return | 10.07% | 32.43%-22.4pp | 21.17%-11.1pp | 28.86%-18.8pp |
| Employer contribution / active EE | $689 | $2,399-71.3% | $3,049-77.4% | $2,589-73.4% |
| Participant deferral / active EE | $4,485 | $4,109+9.2% | $4,738-5.4% | $4,291+4.5% |
| Admin fee / account holder | $19,223 | $1,676+1047.0% | $8,961+114.5% | $1,588+1110.2% |