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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,141 | $72,620+42.0% | $90,760+13.6% | $66,938+54.1% |
| Participation rate | 66.4% | 73.7%-7.3pp | 75.7%-9.3pp | 69.8%-3.4pp |
| Annual return | -6.91% | -12.28%+5.4pp | -12.16%+5.2pp | 1.58%-8.5pp |
| Employer contribution / active EE | $664 | $2,369-72.0% | $2,922-77.3% | $2,545-73.9% |
| Participant deferral / active EE | $4,083 | $3,979+2.6% | $4,565-10.6% | $4,238-3.7% |
| Admin fee / account holder | $4,756 | $707+572.5% | $8,444-43.7% | $594+701.4% |