Filed November 29, 2005 (most recent of 2 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MUTUAL OF AMERICA Service code 15 320 PARK AVENUE · NEW YORK, NY 10022 | Recordkeeping | $11,862 |
LINCOLN NATIONAL CORPORATION7+ years Service code 13 · EIN 35-1140070 | Contract Administrator | $10,379 |
Filed as: WILSHIRE Service code 21 · EIN 95-2755361 | Bank Trustee | $1,058 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,062 | $56,540-52.1% | $185,851-85.4% | $86,821-68.8% |
| Participation rate | 29.4% | 65.5%-36.2pp | 81.7%-52.3pp | 72.3%-42.9pp |
| Annual return | 14.79% | 118.20%-103.4pp | 122.11%-107.3pp | 97.94%-83.2pp |
| Employer contribution / active EE | $301 | $1,844-83.7% | $5,168-94.2% | $2,406-87.5% |
| Participant deferral / active EE | $931 | $2,555-63.6% | $5,569-83.3% | $4,132-77.5% |
| Admin fee / account holder | $129 | $150-14.0% | $16,245-99.2% | $170-24.1% |