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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,759 | $93,617+231.9% | $135,982+128.5% | $75,177+313.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 16.39% | 30.89%-14.5pp | 68.32%-51.9pp | 160.75%-144.4pp |
| Employer contribution / active EE | $8,946 | $3,538+152.8% | $4,859+84.1% | $2,671+234.9% |
| Participant deferral / active EE | $6,326 | $6,406-1.3% | $7,760-18.5% | $4,126+53.3% |
| Admin fee / account holder | $23,109 | $6,980+231.1% | $10,767+114.6% | $5,651+308.9% |