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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,741 | $85,766+246.0% | $136,298+117.7% | $70,126+323.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 15.21% | 31.46%-16.2pp | 5156.27%-5141.1pp | 73.15%-57.9pp |
| Employer contribution / active EE | $7,137 | $2,966+140.6% | $4,696+52.0% | $2,343+204.7% |
| Participant deferral / active EE | $4,609 | $5,051-8.8% | $6,247-26.2% | $3,332+38.3% |
| Admin fee / account holder | $32,978 | $5,421+508.4% | $9,244+256.7% | $4,645+609.9% |