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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,951 | $102,382+243.8% | $147,005+139.4% | $80,874+335.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 14.14% | 134.89%-120.7pp | 418.76%-404.6pp | 35.62%-21.5pp |
| Employer contribution / active EE | $13,677 | $3,715+268.2% | $4,934+177.2% | $2,756+396.3% |
| Participant deferral / active EE | $7,908 | $6,646+19.0% | $8,070-2.0% | $4,297+84.0% |
| Admin fee / account holder | $20,281 | $7,942+155.4% | $13,006+55.9% | $6,935+192.4% |