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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,575 | $254,759+33.7% | $216,567+57.3% | $198,609+71.5% |
| Participation rate | 81.3% | 84.5%-3.3pp | 81.6%-0.4pp | 82.4%-1.1pp |
| Annual return | 8.46% | 10.04%-1.6pp | 12.94%-4.5pp | 202.70%-194.2pp |
| Employer contribution / active EE | $958 | $6,096-84.3% | $5,216-81.6% | $5,055-81.0% |
| Participant deferral / active EE | $7,205 | $6,948+3.7% | $6,191+16.4% | $6,977+3.3% |
| Admin fee / account holder | $52,839 | $26,311+100.8% | $21,981+140.4% | $19,030+177.7% |