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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,153 | $76,834+135.8% | $108,359+67.2% | $87,485+107.1% |
| Participation rate | 73.1% | 61.7%+11.3pp | 70.1%+3.0pp | 68.9%+4.1pp |
| Annual return | 10.41% | 19.09%-8.7pp | 36.89%-26.5pp | 26.06%-15.6pp |
| Employer contribution / active EE | $1,657 | $1,556+6.4% | $2,399-31.0% | $2,596-36.2% |
| Participant deferral / active EE | $5,045 | $3,100+62.7% | $4,137+22.0% | $4,274+18.1% |
| Admin fee / account holder | $54,953 | $6,537+740.6% | $9,741+464.2% | $7,775+606.8% |