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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,861 | $111,785+93.1% | $93,669+130.5% | $145,877+48.0% |
| Participation rate | 81.0% | 74.2%+6.7pp | 68.7%+12.2pp | 80.3%+0.7pp |
| Annual return | 8.62% | 203.79%-195.2pp | 133.59%-125.0pp | 551.28%-542.7pp |
| Employer contribution / active EE | $1,785 | $3,096-42.3% | $2,424-26.3% | $4,663-61.7% |
| Participant deferral / active EE | $5,669 | $4,919+15.2% | $4,416+28.4% | $6,691-15.3% |
| Admin fee / account holder | $16,537 | $10,256+61.2% | $8,291+99.5% | $13,402+23.4% |