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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,727 | $121,701+37.8% | $104,639+60.3% | $158,982+5.5% |
| Participation rate | 71.4% | 77.5%-6.1pp | 74.1%-2.6pp | 82.0%-10.5pp |
| Annual return | 15.55% | 465.72%-450.2pp | 340.67%-325.1pp | 302.99%-287.4pp |
| Employer contribution / active EE | $2,492 | $3,165-21.3% | $2,682-7.1% | $4,763-47.7% |
| Participant deferral / active EE | $4,865 | $4,176+16.5% | $3,738+30.2% | $5,983-18.7% |
| Admin fee / account holder | $1,969 | $7,778-74.7% | $6,465-69.6% | $11,252-82.5% |