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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,435 | $113,338-6.1% | $94,993+12.0% | $147,586-27.9% |
| Participation rate | 54.5% | 78.0%-23.4pp | 73.9%-19.3pp | 82.8%-28.3pp |
| Annual return | 14.26% | 20.80%-6.5pp | 27.14%-12.9pp | 578.59%-564.3pp |
| Employer contribution / active EE | $2,884 | $3,160-8.7% | $2,603+10.8% | $4,876-40.9% |
| Participant deferral / active EE | $4,740 | $3,777+25.5% | $3,317+42.9% | $5,439-12.9% |
| Admin fee / account holder | $33,014 | $6,063+444.6% | $4,960+565.6% | $10,886+203.3% |