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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,571 | $93,617+88.6% | $135,982+29.8% | $75,177+134.9% |
| Participation rate | 97.8% | 75.2%+22.6pp | 81.9%+15.8pp | 67.2%+30.5pp |
| Annual return | 15.05% | 30.89%-15.8pp | 68.32%-53.3pp | 160.75%-145.7pp |
| Employer contribution / active EE | $6,556 | $3,538+85.3% | $4,859+34.9% | $2,671+145.4% |
| Participant deferral / active EE | $17,912 | $6,406+179.6% | $7,760+130.8% | $4,126+334.1% |
| Admin fee / account holder | $45,639 | $6,980+553.9% | $10,767+323.9% | $5,651+707.6% |