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| Provider | Service type | Compensation |
|---|---|---|
R M DAVIS INC10+ years Filed as: RM DAVIS INC Service code 26 · EIN 01-0356657 | Advisory (Participants) | $66,949 |
CHARLES SCHWAB & CO., INC.8 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $43,549 |
H. M. PAYSON & CO.5 years Service code 26 · EIN 01-0420707 | Advisory (Participants) | $31,858 |
SPINNAKER TRUST2 years Service code 26 · EIN 01-0513167 | Advisory (Participants) | $19,514 |
APPLETON PARTNERS2 years Filed as: APPLETON PARTNERS INC Service code 26 · EIN 04-2943177 | Advisory (Participants) | $8,426 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Float r... | $1,197 |
Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,091 | $106,264+282.2% | $147,117+176.0% | $77,762+422.2% |
| Participation rate | 98.5% | 78.4%+20.0pp | 82.2%+16.3pp | 70.6%+27.9pp |
| Annual return | 33.21% | 56.94%-23.7pp | 420.54%-387.3pp | 31.27%+1.9pp |
| Employer contribution / active EE | $14,824 | $4,074+263.9% | $4,932+200.5% | $2,728+443.4% |
| Participant deferral / active EE | $17,004 | $8,003+112.5% | $8,065+110.9% | $4,651+265.6% |
| Admin fee / account holder | $508 | $334+51.9% | $12,993-96.1% | $433+17.4% |