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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,170 | $127,387+229.8% | $115,038+265.2% | $125,389+235.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.48% | 31.28%-33.8pp | 26.14%-28.6pp | 282.24%-284.7pp |
| Employer contribution / active EE | $1,634 | $5,166-68.4% | $4,608-64.5% | $4,866-66.4% |
| Participant deferral / active EE | $3,780 | $6,423-41.2% | $6,026-37.3% | $5,352-29.4% |
| Admin fee / account holder | $205,458 | $9,516+2059.0% | $8,175+2413.2% | $9,541+2053.5% |