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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,244 | $133,998-66.2% | $112,263-59.7% | $134,545-66.4% |
| Participation rate | 70.8% | 78.6%-7.7pp | 75.1%-4.2pp | 81.2%-10.4pp |
| Annual return | -15.26% | 47.17%-62.4pp | 27.49%-42.7pp | 418.37%-433.6pp |
| Employer contribution / active EE | $449 | $4,040-88.9% | $3,636-87.7% | $4,742-90.5% |
| Participant deferral / active EE | $1,591 | $5,292-69.9% | $4,729-66.4% | $6,401-75.1% |
| Admin fee / account holder | $1,673 | $7,493-77.7% | $6,410-73.9% | $11,431-85.4% |