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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,139 | $107,363-49.6% | $92,909-41.7% | $152,897-64.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 16.64% | 145.63%-129.0pp | 109.44%-92.8pp | 345.43%-328.8pp |
| Employer contribution / active EE | $1,011 | $4,222-76.0% | $3,653-72.3% | $4,764-78.8% |
| Participant deferral / active EE | $2,880 | $4,848-40.6% | $4,238-32.0% | $5,851-50.8% |
| Admin fee / account holder | $1,217 | $7,082-82.8% | $5,795-79.0% | $11,599-89.5% |