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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,110 | $66,431-24.6% | $109,916-54.4% | $85,851-41.6% |
| Participation rate | 100.0% | 63.9%+36.1pp | 74.2%+25.8pp | 69.3%+30.7pp |
| Annual return | 25.99% | 19.59%+6.4pp | 29.46%-3.5pp | 318.63%-292.6pp |
| Employer contribution / active EE | $3,446 | $1,688+104.1% | $2,844+21.2% | $2,565+34.3% |
| Participant deferral / active EE | $4,189 | $2,844+47.3% | $4,047+3.5% | $3,952+6.0% |
| Admin fee / account holder | $1,173 | $4,559-74.3% | $6,069-80.7% | $6,261-81.3% |