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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,588 | $58,523-25.5% | $99,479-56.2% | $72,976-40.3% |
| Participation rate | 100.0% | 64.6%+35.4pp | 73.8%+26.2pp | 69.5%+30.5pp |
| Annual return | 2.42% | 28.51%-26.1pp | 30.72%-28.3pp | 81.02%-78.6pp |
| Employer contribution / active EE | $3,837 | $1,512+153.8% | $2,540+51.1% | $2,440+57.3% |
| Participant deferral / active EE | $3,220 | $2,606+23.5% | $3,619-11.0% | $3,608-10.8% |
| Admin fee / account holder | $1,086 | $4,102-73.5% | $6,253-82.6% | $5,124-78.8% |