PlanOptica
Retirement plan

SCPMG KEOGH PLAN

SOUTHERN CALIFORNIA PEMANENTE MEDICAL GROUPEIN 95-1750445Plan #008PY 2019
Sign in to saveView 5500 PDF
393 E WALNUT STREET - PASADENA, CA 911880001626-405-3288LinkedIn1-10 employeeshospital & health care
Other plans on this EIN
4 filings
#001Retirement-$6.25B assets#009Retirement-$2.93B assets#002Retirement-$965.4M assets#030Retirement-$644.3M assets
Prospect flagsHigh feesLow participationHigh assets / participantFailed to transmit contributions

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
KATHLEEN POMEROY
Signed 10/13/2020
(626) 405-3288
Plan administrator signer
ANNE LURCH
Signed 10/14/2020
How to read this page

Summary metrics

Total assets (EOY)
$4802.9M
-9.7% from 2016
Total participants
10,443
-22.3% from 2016
Average account balance
$641,503
-10.4% from 2016
Annual return
23.01%
-9.56 pp from 2016

Benchmarks

See 235 peers
Peer group
Industry62 - Health Care and Social Assistance
Plan typeDefined contribution
Participants5,000-9,999
Cohort235 peers
Snapshot2019
Participant deferral / active EE
$23,587
median $2,919
Employer contribution / active EE
$0
median $1,357
Participation rate
68.9%
median 81.5%
Avg account balance
$641,503
median $43,077
Admin fee / account holder
$522
median $53
Annual return
23.01%
median 22.06%
Overall peer rank
59th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$7.87B
Average account balance
Total assets / participants with a balance (line 6g)
$894K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
8,803
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
68.1%
Contributions (total)
Employer and participant dollars contributed each year
$291.19M
Contributions per participant
Average employer and participant contribution per enrolled participant
$26K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+15.73%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$655
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 10 of 50 by compensation
ProviderService typeCompensation
SILICON VALLEY BANK4 years
Service code 28
Investment Management
$1,787,617
EWG ELEVATE INC1 year
Service code 26 · EIN 82-3365896
Advisory (Participants)
$621,982
BOSTON PARTNERS4 years
Service code 28
Investment Management
$317,023
CHARLES SCHWAB & CO., INC1 year
Service code 33 · EIN 94-1737782
Securities brokerage commissions and ...
$218,557
STANDISH MELLON ASSET MANAGEMENT2 years
Service code 28 · EIN 25-1890416
Investment Management
$178,796
STRATOS WEALTH PARTNERS LTD5+ years
Service code 26 · EIN 27-5273468
Advisory (Participants)
$144,945
SCHWAB RETIREMENT PLAN SERVICES INC4 years
Service code 15 · EIN 34-1479833
Recordkeeping
$136,435
T ROWE PRICE ASSOCIATES3 years
Service code 28 · EIN 52-0556948
Investment Management
$130,654
JANUS CAPITAL MANAGEMENT3 years
Service code 28
Investment Management
$130,638
CLIFTONLARSONALLEN5+ years
Service code 26 · EIN 41-1803291
Advisory (Participants)
$112,454

Plan features & details

Pension benefit codes2R2T2G
Plan features
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

4 tripped
  • OpportunityLow participation

    Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

  • OpportunityHigh fees

    Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

  • ComplianceFailed to transmit contributions

    Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

  • InformationalHigh assets / participant

    Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II
Admin total
$3.9M
$411 / participant
  • Investment mgmt$4M96.5%
  • Other / not subdivided$137K3.5%
% of EOY assets
0.081%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm
ERNST & YOUNG, LLP
Auditor EIN
346565596
Audit fees
(not subdivided)
Opinion code
Disclaimer