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Retirement plan

SCPMG KEOGH PLAN (FKA SOUTHERN CALIFORNIA PERMANENTE MEDICAL GROUP RETIREMENT PLAN)

SOUTHERN CALIFORNIA PERMANENTE MEDICAL GROUPEIN 95-1750445Plan #008PY 2015
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393 E WALNUT STREET - PASADENA, CA 911880001626-405-3288LinkedIn1-10 employeeshospital & health care
Other plans on this EIN
4 filings
#001Retirement-$3.55B assets#009Retirement-$1.64B assets#002Retirement-$591.0M assets#030Retirement-$452.1M assets
Prospect flagsLow returnsHigh feesHigh assets / participant

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
KATHLEEN POMEROY
Signed 10/14/2016
(626) 405-3288
Plan administrator signer
SONYA SILVA
Signed 10/13/2016
How to read this page

Summary metrics

Total assets (EOY)
$3001.7M
-9.7% from 2016
Total participants
7,319
-22.3% from 2016
Average account balance
$476,085
-10.4% from 2016
Annual return
-1.20%
-9.56 pp from 2016

Benchmarks

See 221 peers
Peer group
Industry62 - Health Care and Social Assistance
Plan typeDefined contribution
Participants5,000-9,999
Cohort221 peers
Snapshot2015
Participant deferral / active EE
$25,418
median $2,476
Employer contribution / active EE
$0
median $1,400
Participation rate
84.8%
median 78.2%
Avg account balance
$476,085
median $32,535
Admin fee / account holder
$715
median $26
Annual return
-1.20%
median 0.93%
Overall peer rank
51st percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$7.87B
Average account balance
Total assets / participants with a balance (line 6g)
$894K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
8,803
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
68.1%
Contributions (total)
Employer and participant dollars contributed each year
$291.19M
Contributions per participant
Average employer and participant contribution per enrolled participant
$26K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+15.73%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$655
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 10 of 50 by compensation
ProviderService typeCompensation
FINANCIAL ENGINES INC1+ years
Service code 14 · EIN 94-3250323
Plan Administrator
$1,384,134
CAMBRIDGE INVESTMENT RESEARCH1+ years
Service code 28 · EIN 20-1665305
Investment Management
$688,699
ROBECO INVESTMENT MANAGEMENT1+ years
Service code 14 · EIN 98-0202744
Plan Administrator
$640,314
STANDISH MELLON ASSET MANGEMENT, LL1+ years
Service code 28 · EIN 25-1890416
Investment Management
$353,541
CHARLES SCHWAB & CO., INC.1+ years
Service code 33 · EIN 94-1737782
Direct payment from the plan; Other i...
$325,838
SCHWAB RETIREMENT PLAN SERVICES COM1+ years
Service code 15 · EIN 74-2279754
Recordkeeping
$269,799
T. ROWE PRICE ASSOCIATES INC1+ years
Service code 28 · EIN 52-0556948
Investment Management
$168,120
CAMBIAR INVESTORS LLC1+ years
Service code 28 · EIN 84-1596610
Investment Management
$142,059
MORGAN STANLEY DW INC.1+ years
Service code 33
Direct payment from the plan; Securit...
$85,727
BTC FINANCIAL MANAGEMENT CO1+ years
Service code 28 · EIN 46-4762796
Investment Management
$78,613

Plan features & details

Pension benefit codes2R2T2G
Plan features
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

3 tripped
  • OpportunityHigh fees

    Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

  • OpportunityLow returns

    Annual investment return is in the bottom quintile of the peer cohort.

  • InformationalHigh assets / participant

    Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II
Admin total
$4.5M
$677 / participant
  • Investment mgmt$3M61.7%
  • Contract admin$148K3.3%
  • Other / not subdivided$2M35.0%
% of EOY assets
0.150%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm
ERNST & YOUNG, LLP
Auditor EIN
346565596
Audit fees
(not subdivided)
Opinion code
Disclaimer