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Retirement plan

SCPMG KEOGH PLAN (FKA SOUTHERN CALIFORNIA PERMANENTE MEDICAL GROUP RETIREMENT PLAN)

SOUTHERN CALIFORNIA PERMANENTE MEDICAL GROUPEIN 95-1750445Plan #008PY 2017
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393 E WALNUT STREET - PASADENA, CA 911880001626-405-3288LinkedIn1-10 employeeshospital & health care
Other plans on this EIN
4 filings
#001Retirement-$4.70B assets#009Retirement-$2.24B assets#002Retirement-$775.8M assets#030Retirement-$551.3M assets
Prospect flagsHigh feesLow participationHigh assets / participant

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
KATHLEEN POMEROY
Signed 10/12/2018
(626) 405-3288
Plan administrator signer
ANNE LURCH
Signed 10/11/2018
How to read this page

Summary metrics

Total assets (EOY)
$3970.4M
-9.7% from 2016
Total participants
9,703
-22.3% from 2016
Average account balance
$608,859
-10.4% from 2016
Annual return
17.09%
-9.56 pp from 2016

Benchmarks

See 231 peers
Peer group
Industry62 - Health Care and Social Assistance
Plan typeDefined contribution
Participants5,000-9,999
Cohort231 peers
Snapshot2017
Participant deferral / active EE
$0
median $2,750
Employer contribution / active EE
$21,300
median $1,397
Participation rate
64.2%
median 83.7%
Avg account balance
$608,859
median $39,423
Admin fee / account holder
$550
median $40
Annual return
17.09%
median 17.88%
Overall peer rank
51st percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$7.87B
Average account balance
Total assets / participants with a balance (line 6g)
$894K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
8,803
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
68.1%
Contributions (total)
Employer and participant dollars contributed each year
$291.19M
Contributions per participant
Average employer and participant contribution per enrolled participant
$26K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+15.73%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$655
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 10 of 50 by compensation
ProviderService typeCompensation
SILICON VALLEY BANK2 years
Service code 28
Investment Management
$1,553,566
CAMBRIDGE INVESTMENT RESEARCH3+ years
Service code 26 · EIN 20-1665305
Advisory (Participants)
$715,674
BOSTON PARTNERS2 years
Service code 28
Investment Management
$691,292
STANDISH MELLON ASSET MANAGEMENT LL2 years
Service code 26 · EIN 25-1890416
Advisory (Participants)
$428,648
SCHWAB RETIREMENT PLAN SERVICES INC2 years
Service code 15 · EIN 34-1479833
Recordkeeping
$302,511
T ROWE PRICE ASSOCIATES1 year
Service code 28 · EIN 52-0556948
Investment Management
$256,471
CHARLES SCHWAB & CO., INC.3+ years
Service code 33 · EIN 94-1737782
Direct payment from the plan; Shareho...
$225,413
CAMBIAR INVESTORS LLC3+ years
Service code 28 · EIN 84-1596610
Investment Management
$137,074
CLIFTONLARSONALLEN3+ years
Service code 26 · EIN 41-1803291
Advisory (Participants)
$134,728
STRATOS WEALTH PARTNERS LTD3+ years
Service code 26 · EIN 27-5273468
Advisory (Participants)
$104,319

Plan features & details

Pension benefit codes2R2T2G
Plan features
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

3 tripped
  • OpportunityLow participation

    Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

  • OpportunityHigh fees

    Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

  • InformationalHigh assets / participant

    Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II
Admin total
$3.6M
$404 / participant
  • Investment mgmt$3M91.5%
  • Other / not subdivided$306K8.5%
% of EOY assets
0.090%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm
ERNST & YOUNG, LLP
Auditor EIN
346565596
Audit fees
(not subdivided)
Opinion code
Disclaimer