PlanOptica
Retirement plan

UPS 401 (K) SAVINGS PLAN

UNITED PARCEL SERVICE OF AMERICA, INC.EIN 95-1732075Plan #004PY 2015
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55 GLENLAKE PARKWAY NE - ATLANTA, GA 30328404-828-8661
Other plans on this EIN
4 filings
#001Retirement-$18.19B assets#003Retirement-$9.01B assets#022Retirement-$6.17B assets#002Retirement-$598K assets
Prospect flagsLow returns

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(404) 828-8661
Plan administrator signer
DAN DISMUKES
Signed 10/13/2016
How to read this page

Summary metrics

Total assets (EOY)
$6832.8M
-12.1% from 2016
Total participants
115,796
-4.6% from 2016
Average account balance
$65,386
-7.8% from 2016
Annual return
-3.31%
-16.46 pp from 2016

Benchmarks

See 40 peers
Peer group
Industry48 - Transportation and Warehousing
Plan typeDefined contribution
Participants>=10,000
Cohort40 peers
Snapshot2015
Participant deferral / active EE
$3,386
median $2,569
Employer contribution / active EE
$1,117
median $1,138
Participation rate
87.2%
median 68.1%
Avg account balance
$65,386
median $60,570
Admin fee / account holder
$72
median $50
Annual return
-3.31%
median -0.13%
Overall peer rank
46th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$14.19B
Average account balance
Total assets / participants with a balance (line 6g)
$114K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
124,928
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
88.2%
Contributions (total)
Employer and participant dollars contributed each year
$1.09B
Contributions per participant
Average employer and participant contribution per enrolled participant
$13K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+9.79%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$90
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 4 by compensation
ProviderService typeCompensation
VOYA1+ years
Service code 15 · EIN 02-0488491
Recordkeeping
$5,487,340
STATE STREET GLOBAL ADVISORS1+ years
Service code 51 · EIN 04-6013494
Investment Mgmt Fees
$919,502
BLACKROCK1+ years
Service code 51 · EIN 04-0025081
Investment Mgmt Fees
$214,623
STATE STREET BANK1+ years
Service code 21 · EIN 04-1867445
Bank Trustee
$167,633

Top hat statement on fileNQDC

Filed December 16, 2016 (most recent of 4 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Open the filing PDF

Plan features & details

Pension benefit codes2G2J2E2F2K2I
Plan features
  • 2E
    Profit-sharing
    Profit-sharing plan.
  • 2F
    ERISA section 404(c) plan
    This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2I
    Stock bonus
    Stock bonus plan.
  • 2J
    Code section 401(k) feature
    Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
  • 2K
    Code section 401(m) arrangement
    Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.

Opportunity flags

1 tripped
  • OpportunityLow returns

    Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II
Admin total
$7.5M
$85 / participant
  • Investment mgmt$1M19.9%
  • Contract admin$4M48.8%
  • Other / not subdivided$2M31.3%
% of EOY assets
0.110%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
DELOITTE & TOUCHE
Auditor EIN
133891517
Audit fees
(not subdivided)
Opinion code
Unqualified