PlanOptica
Retirement plan

UPS RETIREMENT PLAN

UNITED PARCEL SERVICE OF AMERICA, INC.EIN 95-1732075Plan #001PY 2024
Sign in to saveView 5500 PDF
55 GLENLAKE PARKWAY NE - ATLANTA, GA 30328404-828-8517
Other plans on this EIN
4 filings
#003Retirement-$19.31B assets#004Retirement-$14.19B assets#022Retirement-$9.28B assets#002Retirement-$676K assets
Prospect flagsHigh retiree %Low returnsLow participationLow participant contribution

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(404) 828-8517
How to read this page

Summary metrics

Total assets (EOY)
$21236.5M
-4.1% from 2016
Total participants
144,570
+6.4% from 2016
Average account balance
$0
No prior year
Annual return
-1.44%
-5.72 pp from 2016

Benchmarks

See 185 peers
Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants>=10,000
Cohort185 peers
Snapshot2024
Participant deferral / active EE
$989
median $11
Employer contribution / active EE
$4,836
median $6,224
Participation rate
0.0%
median 0.0%
Avg account balance
$0
Admin fee / account holder
$0
Annual return
-1.44%
median 6.42%
Overall peer rank
12th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$21.24B
Average account balance
Total assets / participants with a balance (line 6g)
$147K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
105,273
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$228.91M
Contributions per participant
Average employer and participant contribution per enrolled participant
$6K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
-1.44%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 10 of 28 by compensation
ProviderService typeCompensation
WILLIS TOWERS WATSON US LLC1 year
Service code 16 · EIN 53-0181291
Consulting
$2,598,461
THE BANK OF NEW YORK MELLON10+ years
Service code 18 · EIN 13-5160382
Investment management; Direct payment...
$1,396,423
CVS PHARMACY, INC1 year
Service code 50 · EIN 05-0340626
Direct Payment
$1,336,534
ALSTON & BIRD LLP1 year
Service code 29 · EIN 58-0137615
Legal
$568,510
NISA INVESTMENT ADVISORS1 year
Service code 28 · EIN 48-1140940
Investment Management
$545,651
CONDUENT INCORPORATED8 years
Service code 36 · EIN 81-2983623
Copying and duplicating; Direct payme...
$384,333
BLOOMBERG FINANCE LP7 years
Service code 50 · EIN 06-1818168
Direct Payment
$252,321
BLACKROCK FINANCIAL7 years
Service code 50 · EIN 13-3806691
Direct Payment
$217,415
PWC US TAX LLP1 year
Service code 16 · EIN 92-0460586
Consulting
$187,526
RR DONNELLEY10+ years
Service code 36 · EIN 36-1004130
Direct payment from the plan; Copying...
$174,054

Enrolled actuary

1 attachment
SB

CHELSEA RM SWIRSKY

WILLIS TOWERS WATSON US LLC
Enrollment #2308200
FIVE CONCOURSE PARKWAY
SUITE 1800
ATLANTA, GA 30328
(404) 365-1600
Signed 2025-10-13

Top hat statement on fileNQDC

Filed December 16, 2016 (most recent of 4 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Open the filing PDF

Plan features & details

Pension benefit codes1A1B1C1D1E
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1B
    Benefits are primarily flat dollar
    Benefits are primarily a flat dollar amount (including a dollar amount per year of service).
  • 1C
    Cash balance or similar plan
    A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
  • 1D
    Floor-offset plan
    Defined benefit plan whose benefits are offset by retirement benefits provided under an employer-sponsored defined contribution plan.
  • 1E
    Section 401(h) arrangement
    Plan contains separate accounts under Code section 401(h) to provide employee health benefits.

Opportunity flags

4 tripped
  • OpportunityLow participation

    Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

  • OpportunityLow participant contribution

    Participant contribution per participant is in the bottom quintile of the peer cohort.

  • OpportunityLow returns

    Annual investment return is in the bottom quintile of the peer cohort.

  • InformationalHigh retiree %

    Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II
Admin total
$122.9M
$3127 / participant
  • Trustee / custodial$704K0.6%
  • Investment mgmt$684K0.6%
  • Legal$682K0.6%
  • Other / not subdivided$121M98.3%
% of EOY assets
0.579%
all-in expense ratio
Categories reported
3 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
DELOITTE & TOUCHE, LLP
Auditor EIN
133891517
Audit fees
(not subdivided)
Opinion code
Unqualified